PayPal vs Paysera

October 31, 2025 | Author: Sandeep Sharma
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PayPal
PayPal is an international e-commerce business allowing payments and money transfers to be made through the Internet. Online money transfers serve as electronic alternatives to paying with traditional paper methods, such as cheques and money orders. PayPal is the faster, safer way to send money, make an online payment, receive money or set up a merchant account.
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Paysera
Paysera is a Lithuanian financial service that provides European IBAN account, to which people can transfer money quickly and easily in many different currencies across the world. Transfers in Europe (SEPA) are FREE OF CHARGE for private clients. Paysera provides Visa card and mobile app for effective money management.

PayPal and Paysera are both online payment systems, that offer multi-currency accounts, international money transfers and business services like payment processing and e-commerce integration. Both services provide mobile apps for easy money management.

But PayPal (launched in 1998) is one of the oldest and most widely used digital payment systems. It's known for high security (either for buyers or sellers). PayPal supports integration with thousands of global merchants and enables easy checkout on many marketplaces. It provides a credit feature (PayPal Credit) in some regions, allowing users to pay over time.

Paysera (2004) is Lithuanian fintech service, targeted targeted at European individual users, freelancers and small businesses. Paysera is focused on low-cost international transfers (lower fees than PayPal, especially within Europe) and provides debit card that allows to withdraw cash and pay in offline stores. It also offers IBAN account that allows to receive money via bank transfer.

See also: Top 10 Online Payment platforms
Author: Sandeep Sharma
Sandeep is a marketing expert with a wealth of knowledge in various domains: customer relationship management, social media management, advertising, search engine optimization, website building, Sandeep has established himself as a multifaceted professional. He honed his skills while working at Salesforce and Hubspot, where he gained invaluable insights into the industry. Now, as the proud owner of a small advertising consulting agency, Sandeep continues to provide innovative and effective strategies to businesses, helping them thrive in the competitive landscape of digital marketing. You can contact Sandeep via email sandeep@liventerprise.com